I know something you don't know.

Unfortunately, that thing is an obscure area of securities law.

Here is your legal lesson for the day. Big businesses get mortgages from the bank so they can buy really expensive property. But the bank doesn't want to be left with an mortgage IOU in exchange for loaning the companies some money. So it divides the mortgage up into hundreds of pieces and sells them to the highest bidders. Each bidder tells the bank how much interest they want to make when the bank repays them. Some people are greedy and say they want 20%. Some people say they will be fine with 5%. But here is the catch: the bank puts all these people in order, and the people who want the most interest are at the end of the line. If the big company can't pay the mortgage, the bank will never repay the person who wanted the big interest. The person who wanted 20% will get NOTHING because he is a greedy bastard. But if everything does go well, and the big company pays the mortgage, the person wanting 20% interest will make a shitload of money. Some people spend their lives investing in and regulating these real estate trades to make a lot of money. I suggest they throw themselves off of whatever piece of real estate they have invested in.